The package of prudential reforms for banks, known as Basel IV, is at a standstill due to the strong impact that it could have on the entire sector. The EU fears that the increase in the capital requirements could weaken the lending activity of European banks.
Central and Southeast European (CSE) countries without doubt appear to be the ones with the lowest prices in the European Union. Poles, Hungarians or Romanians pay less for basic food products than Danes, Swedes or Brits.
In its strategy for 2017-2020 the EBA will focus on the introduction of a leverage ratio and liquidity, evaluation of the banks' internal models, preparation of recovery plans, convergence of supervisory measures, consumer protection and financial innovation.